A 5-star service you can count on
With over 4,500 5-star Trustpilot reviews, access to thousands of mortgage products from our huge panel of lenders, and great rates and relationships, self-employed people trust us to find a brilliant deal. And you can, too.
Deals on the fly
If you’re self-employed, then things are looking up for your mortgage. These days, some lenders are happy to offer deals to self-employed people. Our top-of-the-range tech scans deals 24/7 until we match you to one.
Let us do the legwork
Fed up with swiping through property portals? Tell us what you’re looking for and using our network of agents, we’ll help you find it. We can even handle the negotiations. We’re all about saving you money.
Matching mortgages
Mortgage lenders might have different self-employed mortgage requirements and look at different aspects of your earnings.
Mortgage lenders will look at your income over the last few years. If your earnings are on the up, they’ll base figures on the last few years. If they’re decreasing, they’ll base the mortgage offer on these numbers.
Many lenders use the day rate to determine how much they’d lend. Keep good records as a contractor, the lender will want to see the stability of your income.
Lenders look at your income from the last few years and see how the turnover is accounted for. Lenders look at profit, retained profits, salary, and dividends.
While sole traders, partners, directors and contractors are the most obvious markets for self-employed mortgages, it’s a broad definition. That’s why some lenders really specialise in making their self-employed mortgages as flexible as you are – and we specialise in connecting you with them!
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